Money Smart

A Beginner’s Guide to Mastering Personal Finance

[Jiya J] ( Financial Wisdom for the Real World)

Take charge of your money. Build wealth, not worries.

💰 What if mastering your money was easier than you thought?

“Money Smart: A Beginner’s Guide to Mastering Personal Finance” is your no-jargon, no-stress, no-excuses roadmap to financial freedom.

In a world where most people struggle paycheck to paycheck, this book gives you the power tools to break free—even if you’ve never studied finance or hated math.

📘 Inside this easy-to-follow guide, you’ll learn:

✅ How to create a budget that actually works
✅ How to build savings—even if you earn less
✅ Smart ways to eliminate debt without feeling broke
✅ Where and how to invest (even with ₹500/month)
✅ Tax-saving secrets you were never taught in school
✅ How to earn extra income with side hustles and passive income
✅ What insurance you really need—and what to avoid

🚀 Perfect for:

• Students and freshers
• Salaried professionals
• Small business owners
• Anyone tired of financial stress

✨ Why this book?

Because it doesn’t just give advice—it gives you a complete action plan.
Whether you want to save more, earn more, invest smarter, or sleep better at night, this book is your new money mentor.

💡 Become the boss of your money, not its servant.
Your journey to financial freedom starts now.